Financial Benefits Maximizer, or FBM, lets you create different scenarios based on your retirement plans and your investing strategies, including your TSP Fund allocation. FBM runs a simulation with at least 1,000 trials and presents a summary to help you decide if a retirement scenario is likely to be successful.

	Steps:
	1	Give your scenario a name and pick your annual retirement income goal and provide some basic information, such as whether or not you are including your spouse (if applicable).
	2	Enter more detailed information about yourself such as your salary.
	3	Tell us about your investments. Choose investment type, contribution percent, and Asset Class. Asset Class helps us understand your investment risk profile.
	4	If you have a Thrift Savings Plan (TSP), enter information about your TSP as well.
+	5	Tell us about your pensions. If you have access to Federal Retirement Benefits, FRB, we will use your detailed salary and service histories to get an accurate calculation of your annuities.
	Get Results: Determine the likelihood of meeting your retirement annual income goal See charts and graphs that show the details of the results Learn how your investment risk level impacts the end result Learn how tax-deferred versus non-tax-deferred investments pay off

IMPORTANT: The projections, estimates, and other information generated by Financial Benefits Maximizer (FBM) are hypothetical. The results are not predictions, but they should be viewed as reasonable estimates. Estimates of the the likelihood of various investment outcomes do not reflect actual investment results, and are not guarantees of future results. The FBM estimates and calculations are based on assumptions. There can be no assurance that the projected or simulated results will be achieved or sustained. The outputs of FBM will vary with each use and over time. Please be aware that the potential for loss (or gain) may be greater than demonstrated in the FBM outputs.